This module informs you about how you can protect yourself and your business against fraud and scams, associated with financial transactions. Over time, fraud and scams perpetrators (known as scammers or fraudsters) have made use of changing communication technologies in defrauding unsuspecting people. In the 1970s, it was done through sending letters, then to fax and phone in the 1980s and internet and mobile phones in the 1990s. Most scammers are not deterred because of the extremely low probability of being captured or prosecuted, as they devise new ways of defrauding customers. Many people fall victim to fraudsters or scammers every year. What makes it worse is that some victims do not report their losses to authorities due to fear or embarrassment.